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Portfolio Questionnaire

Complete the 12 questions below to give your most suited Portfolio type:

This risk tolerance questionnaire helps your adviser decide on the best mix of investments for you.

1. What is your main investment goal?

Quick tip (Think about what you are saving for. Do you expect your savings to grow for a future payout, for example, retirement, a child's education, or to increase your money or leave an inheritance? Or will you use these savings to add to your income immediately? )

How losing money would affect you:

2. What impact would it have on your standard of living if you were to lose money on this investment?

Quick tip (Losing money here refers to the value of your investment portfolio falling below the amount you originally invested because of a drop in the market. For example, if you gave your adviser £50,000 to invest and later the value of your investments fell to £47,500.)
Time frame

3. When do you want to start spending the money you will save in this account?

4. Once you start spending your money, how long do you expect to continue to withdraw funds from your investment portfolio?

Quick tip (Do you want to spend all your money at once, for example to buy a house? Or do you plan to make the money last over a longer period, for example by paying yourself a yearly income once you retire?)

5. Once you start to spend the money in your investment portfolio, how much do you plan to withdraw?

Quick tip (If your investments are worth £100,000 and you want to withdraw a yearly income of 4%, you will need to take out £4,000 each year.)
Your attitude to risk

6. Some investments offer the opportunity for a greater gain but with the risk of a greater potential loss. Look at the five scenarios represented in the chart below. Which one would you put your money in?


7. Imagine you have invested £100,000. Which of the five scenarios below would you want for your investment portfolio?

  Best-case increase (£) Most likely result (£) Worst-case losses (£)
17,000 4,500 -12,000
23,000 6,000 -15,000
28,000 7,000 -19,000
34,000 8,000 -22,000
39,000 9,000 -25,000

8. Investing involves a trade-off between risk and returns. In the past, investments with higher returns have been associated with greater risk and chance of loss. Whereas cautious investments that have had a lower chance of loss also have achieved lower returns. Which of the following statements best describes your attitude to risk?

9. Imagine your adviser has invested £100,000 of your money and it's fallen in value to £80,000. Assuming that this happens at an early stage of your intended investment period, how would you react to this £20,000 loss?

10. The value of investments varies from year to year. Suppose you invested £100,000. How much money would you need to lose before you wanted to move your money into a more stable investment?

11. How does your concern about losing money manifest itself in relation to your investment?

12. Which of the following best describes your view on investing?


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Which Portfolio type are you?

Your responses indicate that you have a very low tolerance to risk, possibly due to your investment time horizon. Please talk to us about a solution involving an investment strategy which minimises capital risk. Defensive
Your responses indicate that you are willing to take a high level of risk to seek potentially higher returns. Please talk to us about a bespoke investment solution to suit your individual needs.